Auto Loans

Our Loan Mission

Is to provide the best value to our members by offering outstanding service before, during and after the loan process. We strive to go above and beyond your expectations. We are proud to provide personal, no pressure, friendly and quick service from our knowledgeable Genesee Valley F.C.U. lending team.

Application Options

Loan applications can be printed off the website and sent by U.S. mail, faxed or made in person at any one of our branches. Any member who is at least 18 years of age may apply for a loan.

Financing for Personal & Small Business Vehicles

Whether you finally decided to buy the car of your dreams or you need a new truck for your small business, Genesee Valley FCU has the right Auto Loan for you. *We offer our members some of the most competitive rates in the area, and terms up to 72 months for new vehicles.

Second Chance Refinancing

If you want to refinance your current auto loan, Genesee Valley FCU may have a loan for you. Talk to one of our loan team members to discuss whether this is the right option for you

Insurance

Disability & Life Insurance

Genesee Valley Federal Credit Union strives to offer low cost, high value disability and life insurance to our members. We offer disability insurance on our loans to help if you become disabled. If you become disabled while insured, you may be eligible to have your loan payment paid by insurance. Ask one of our loan team members for details. Life insurance is also available to help payoff your loan in case of death. Don't leave your family with the burden of your debts, ask about low cost life insurance.

VSI Insurance (Vendor Single Interest)

An insurance that protected the credit union when the borrower's primary insurance has lapsed or been cancelled. Please contact the branch for the V.S.I. insurance fee amount that is placed on all auto loans.

GAP Insurance

GAP Insurance is, the insurance covering the "gap" between the actual value of your car at the time of the accident and the amount you still owe the finance company -- you could be out thousands of dollars."GAP Insurance" provides you with the peace of mind knowing that a portion of your loan balance will be covered in the event of a total collision loss.

*Subject to credit approval. Subject to change.