Service Charges and Fees (Effective 8/1/2011)

Description Fee
Money Market (monthly fee if min. balance not maintained) $6.00
More than 3 checks written in a month from Money Market $10.00/check
Premium Checking (monthly fee if min. balance not maintained) $6.00
Fresh Start Checking (monthly) $6.00
Insufficient Funds/Courtesy Pay $25.00
Stop Payment Member Drafts/Official Checks $25.00
Returned Deposit Item $15.00
Check Protest $25.00
Automatic Transfer from Over Draft Line of Credit Free
Automatic Transfer from Savings/MM or alt. Checking Account $5.00
Third Party Check Cashing Fee $5.00
Non-Member Check Cashing Fee (Business Accounts Exempt) $5.00
Check copy (less than 90 days) $3.00
Check copy (over 90 days) $28/hour ($3 min)
Statement copy (less than 90 days) $3.00
Statement copy (over 90 days) $28/hour ($3 min)
Account Closure for Negative Balance $25.00 (plus collection costs)
Inactive Savings Account Fee (6 months of inactivity) $3.00
Inactive Checking Account Fee (3 months of inactivity) $3.00
Account Research $28.00/hour
Return Mail Fee $5.00
Money Orders $2.00
Cashier's Check Payable to account holder Free
Cashier's Check Payable to third party payee $5.00
Legal Order Processing Fee $75.00
Foreign Draft Collection Item $15.00
Incoming Wire Free
Domestic Wire $22.00
International Wire $48.00
Wire Trace of Return $40.00
Online Bill Payment (No Fee with Premium Checking) $4.75
Bill Payment Investigation $40.00
Counter Checks $1.00
ATM/Debit Card  
Non-GVFCU Withdraws Per month: Quality Free Checking Accounts-4, Premium Checking Accounts-8, Fresh Start Checking Accounts-none Based on Checking Account
Each Withdraw After Free Allowance Limits $1.00/transaction
Balance Inquiries and Transfers $1.00
Debit/ATM Card Re-issue $7.00
Overnight Card or PIN Actual Charges