Savings Accounts
Effective Date: Sunday, November 3rd, 2024
Product Type*APYInitial Deposit AmountMonthly Service FeeAvailable for Business Members
Regular Savings 0.10% $5.00 $0.00 Yes
Youth Savings 0.10% $0.00 $0.00 No
Holiday Club 0.10% $0.00 $0.00 Yes

*APY = Annual Percentage Yield

All rates subject to change without notice.

Money Market Accounts
Effective Date: Sunday, November 3rd, 2024
Tier***APYInitial Deposit AmountAvailable for Business Members
$0.00 - $2,499.99 0.10% $0.00 Yes
$2,500.00 - $9,999.99 0.15% $0.00 Yes
$10,000.00 - $24,999.99 0.30% $0.00 Yes
$25,000.00 - $49,000.00 0.50% $0.00 Yes
$50,000.00 - $99,999.99 0.60% $0.00 Yes
$100,000.00 + 0.75% $0.00 Yes

*APY = Annual Percentage Yield

**Monthly Service Fee - Maintain a minimum of $2,500 to avoid the monthly service charge

All rates subject to change without notice.

Certificates/Individual Retirement Accounts
Effective Date: Sunday, November 3rd, 2024
TermRate*APY
6 month 0.10% 0.10%
1 year 0.20% 0.20%
5 month* 4.073% 4.15%
2 year 0.30% 0.30%
3 year 0.399% 0.40%
4 year 0.449% 0.45%
5 year 0.598% 0.60%
Jumbo CD's ($75,000 or greater) add 0.10% to APY
*Must have a Premium Checking account to be eligible
*APY = Annual Percentage Yield
*Minimum Deposit $500.00
*An early withdrawal penalty is based on the term of your account

All rates subject to change without notice
Checking Accounts
Effective Date: Sunday, November 3rd, 2024
Product Type*APY & TierInitial Deposit AmountMonthly Service FeeAvailable for Business Members
Free Quality Checking 0.00% $0.00 $0.00 Yes
Youth Checking 0.00% $0.00 $0.00 No
Premium Checking 0.15% $0.00 $6.00 (Waived with average daily balance of $750.00 with direct deposit or $1,000.00 without direct deposit) No
Fresh Start Checking 0.00% $0.00 $6.00 No
Premium Business 0.15% $500.00 $6.00 (Waived with average daily balance of $2,500.00) Yes
Business Non-Profit Checking 0.00% $0.00 $0.00 Yes

*APY = Annual Percentage Yield

All rates subject to change without notice.