Auto Loans
Effective Date: Friday, March 31st, 2023
Loan Type24 Months*36 Months*48 Months*60 Months*66 Months*72 Months*73-84 Months*
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New Vehicle (2022/2023 Models) 4.49% 4.49% 4.49% 4.49% 4.49% 4.49% 5.39%
Model Year 2021 4.59% 4.59% 4.59% 4.59% 4.59% 4.59% 5.49%
Model Year 2020 4.69% 4.69% 4.69% 4.69% 4.89% 4.99% 5.89%
Model Year 2019 4.99% 4.99% 4.99% 4.99% 5.19% 5.29% 6.19%
Model Year 2018 5.19% 5.19% 5.19% 5.19% 5.39% 5.49% N/A
Model Year 2017 5.99% 5.99% 5.99% 6.19% N/A N/A N/A
Model Year 2016 and Older 6.99% 6.99% 6.99% N/A N/A N/A N/A

Motorcycles  - Add 0.50%

*Subject to credit approval. Subject to change.
*These rates are associated with Preferred Tiered credit scoring. Your exact loan rate and payment may vary based on your past credit history performance and terms of your loan approval. VSI insurance is required on vehicle loans.
All rates are APR = Annual Percentage Rate, and can be as low as, but not guaranteed at the shown rate.
 

Other Loans
Product TypeRate*Terms*
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Miscellaneous Secured Insured Loans - Boats, Campers, RV's, ATV's, etc. Applicable auto loan rate plus 1.50% - 2.75% Up to 180 Months
Miscellaneous Secured Uninsured Loans - Boats, Campers, RV's, ATV's, etc. Applicable auto loan rate plus 2.50% Up to 72 Months
Shared Secured 3.00% above the pledged funds rate Up to a 36 month term
Personal Loan

11.49%

12.49%

12.99%

Up to 24 Months
26-48 Months
49-60 Month
Personal Line of Credit Prime + 2.99% N/A
*All rates are APR = Annual Percentage Rate, and can be as low as, but not guaranteed at the shown rate.
Home Loans
Product TypeRate*Terms*
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Home Equity Line of Credit Prime Minus 0.51% Term set as a 15 year draw period; 15 year repayment
Fixed Home Equity

6.87%

7.87%

1st Lien
2nd Lien
Refi-Advantage Fixed Up to 15 years
Land Loan Fixed Up to 12 years
New Home Purchase Call for Details Up to 30 years

*All rates are APR = Annual Percentage Rate, and can be as low as, but not guaranteed at the shown rates.

*The prime rate is the underlying index for most home equity loans and lines of credit, auto loans, and consumer loans. Your exact loan rate and payment may vary based on your past credit history performance and terms of your loan approval.

**Property Insurance is required. Other terms are available for home equity loans and home improvement loans; contact us for details. Home Equity rates quoted are for owner-occupied residences only with a combined loan-to-value of 85% or less. Contact us for rates and terms for other programs.