We know a little extra cash can go a long way.
Get access to the money you need, when you need it.

Personal Loan

Great for Members who sometimes need some extra cash! Whether it is to consolidate higher interest rate debt, or a much-needed vacation. Personal, unsecured loans require no collateral, making this application process quick and easy.

  • No collateral needed
  • Fixed rates
  • No prepayment penalties
  • Various loan options and repayment terms are available


*Personal Line of Credit

This product gives our Members the freedom and flexibility they need when life’s unexpected emergencies pop up. It can be linked to a checking account for additional overdraft protection, advanced to make purchases or used to consolidate higher interest rate debt.

  • No collateral needed
  • Overdraft Protection options
  • Credit limit based on a credit tier system
  • No monthly fees
  • Interest charged on balance owed
  • Available for Business


*Personal Line of Credit: We encourage our Members to use their favorite credit card and take advantage of points, air miles, cash back rebates – whatever your personal preference is – then move your balance to your PLOC every month for lower interest charges and see those balances pay down faster!